Stack Capital
Tim Floyd · Founder
Free tool · Stack Method Calculator

Unlock the math behind
$0 out of pocket.

A seller carry in second behind a new first is how investors take down property using none of their own cash, and occasionally walk from the closing table with a check instead. It only works when the numbers line up. This runs yours in about thirty seconds.

The Stack Method Calculator, running a real deal
A real $500K deal at a 30% carry. $2,244 back at closing.

I hated every Stack / Morby calculator out there, so I built my own. It's free. Tell me who you are and it's yours.

Fill in the required fields and we're good.
One time only. This device remembers you.
I don't sell or share your info. Ever.
⚡ Have a deal right now? Get funded
Stack Capital
Tim Floyd · Founder
📅 Grab 15 minutes ⚡ Get funded
Stack Method Calculator

Run the deal. See your cash to close.

Seller carry in second, new first lien, and Stack Capital funding the gap. Change a number and watch the whole structure move.

$100M+ available · All 50 states · Down payment funded AND first lien placed · No credit check on transactional funding

Your seller carry sits in second position behind a new first-position loan. Stack Capital funds against that carry so you can close with little or nothing out of pocket. Every field is editable.

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Estimated cash back at closing
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Keep it as a rental? Full monthly P&L. Uses the price, first-position loan and seller carry from your purchase tab, prefilled and editable.

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Seller carry P&I
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Estimated monthly cash flow
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You find the deal. I bring the money. 🏠

Other funders can cover your down payment, but then they send you off into the wilderness to source a first-position lender who will actually allow a seller carry in second behind them. I do both. Down payment funded, first lien placed, the whole closing quarterbacked for you.

⚡ Get funded here 📅 Book 15 minutes

Estimates only. Exact figures come with your written terms once you submit the deal.
Business-purpose, non-owner-occupied transactions only. All 50 states.