Stack Capital
Tim Floyd ยท Founder
Stack Method Calculator

Run the deal. See your cash to close.

Seller carry in second, new first lien, and Stack Capital funding the gap. Change a number and watch the whole structure move.

$100M+ available ยท All 50 states ยท Down payment funded AND first lien placed ยท No credit check on transactional funding

Your seller carry sits in second position behind a new first-position loan. Stack Capital funds against that carry so you can close with little or nothing out of pocket. Every field is editable.

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Keep it as a rental? Full monthly P&L. Uses the price, first-position loan and seller carry from your purchase tab โ€” prefilled and editable.

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Gross rent
Vacancy
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Taxes + insurance
Maintenance + CapEx
Property management
Net operating income
Primary loan P&I
Seller carry P&I
Carry balloon due
Estimated monthly cash flow
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You find the deal. I bring the money. ๐Ÿ 

Other funders can cover your down payment, but then they send you off into the wilderness to source a first-position lender who will actually allow a seller carry in second behind them. I do both โ€” down payment funded, first lien placed, the whole closing quarterbacked for you.

Estimates only. Exact figures arrive with your written terms โ€” usually the same day.
Business-purpose, non-owner-occupied transactions only. All 50 states.